While every one else is making a New Years resolution are you even ready to join the crowd. Before you jump into making resolutions for next year, make sure you have wrapped up 2013 nicely. By creating your own year-end checklist (or using ours) you are able to confidently wrap up 2013 and better prepare for 2014. Do you have an important year-end checklist that you faithfully turn to at the end of every year?